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Important Information
Changing Your Investments
Choosing how your super is invested and an appropriate investment strategy for your needs may make a difference to your retirement.
Press 'Edit' on the Investments page to update your Current Investments and Future Contributions.
In edit mode, you will be able to view the full investment menu. By clicking on the investment option name you will find out more about that option.
Each investment option is assigned a Standard Risk Measure (SRM), which is the estimated number of annual returns in any 20 year period.
The (SRM) is a tool to help you compare investment risk across investment options. It is based on industry guidance and is not a complete assessment of investment risk. It does not take into account:
- what the size of a negative return could be
- if the size of a positive return will be enough to meet your objectives, or
- the impact of administration fees and tax on the likelihood of a negative return.
You should check you are comfortable with the risks and potential losses associated with your chosen investment option(s).
The standard risk measure consists of seven risk labels:
Risk label |
Estimated number of negative annual returns over any 20 year period |
Very high |
6 or more |
High |
Between 4 and 6 |
Medium to high |
Between 3 and 4 |
Medium |
Between 2 and 3 |
Low to medium |
Between 1 and 2 |
Low |
Between 0.5 and 1 |
Very low |
Less than 0.5 |
Making Changes
Changes to your investment choice will affect your current balance as well as future contributions
Update your current investment strategy and future contribution investment strategy.
You can switch your current account balance by percentage.
Note: when viewing percentages in any investment choice, please note that this site can only display whole numbers. As a result, if your account is invested across multiple investment options, the percentages may not total 100%.
Assets shown do not include any withdrawal fees that may be payable if you leave us. This means that there may be a difference between the assets shown on the Investments page and the totals on the Account Balance page.
More Information
Download the member guide here.