Important Information

Choosing the right investment strategy for your super is important. This choice will need to be based on your individual objectives, financial circumstances and needs. There are things you should think about before making or changing an investment choice. We recommend that you consider seeking financial advice before making an investment decision.

Generally, you only need to change your super investment strategy a few times in your life to reflect changing life stages. If your super is a long-term investment (as it is for most people), you should view your investment strategy over the long term. Take the time to consider your most suitable long term investment strategy before switching in reaction to negative returns or short term investment performance.

It’s important to note that changing your investment strategy can have a big impact on your super account balance over the longer term. Before making your investment choice, you should consider:

  • the level of risk you are comfortable with;
  • your investment timeframe;
  • what you plan to do with your super when you retire;
  • whether you have any investments outside of super and whether they are mainly growth assets or defensive assets;
  • how much longer you will be earning an income and contributing to super; and
  • whether you are planning on cashing in all or part of your super when you retire to pay for things other than an ongoing income.

Time to Process Your Request

When your election to switch investments becomes effective depends on when we receive your request.

For investment switch requests received by 4.30pm (AEST/AEDT) on a business day, investment switch values will be based on the unit price declared for that business day. If your request is received after 4.30pm (AEST/AEDT) on a business day, the unit price that is declared for the next business day will be used. If you submit multiple investment switch transactions, only the most recent switch request (prior to the 4.30pm cut-off) will be processed.

For more information please refer to the Investment Guide.

Fees and Charges

There are no fees charged for changing your investment strategy.

Different investment fees apply to each investment option.

Please refer to the Investment Guide for more information about the investment fees applicable to each of the Fund’s investment options.

See the Fees and Cost Guide for details.

Confirmation of your request

Your transaction will only be processed if you have been provided with a Receipt Number. If you tried to do an investment switch but you haven't been provided with a Receipt Number call us on 1800 222 071 and we can take your switch instructions over the phone.

Your investment switch will become effective once it has been processed by us. Once your investment switch has been processed, you will receive an email confirmation or written confirmation depending on your communication preferences (check your preferences).

Your investment change request will only be applied to the account you are currently logged into. If you have multiple accounts with us, you will need to submit a separate request for each account. You can access your other accounts (if applicable) using the dropdown menu at the top of the page.

Your change will not be visible on this site until it is processed by us.

You agree that where we have your email you:

  • acknowledge that your email will be used to send you confirmation of this transaction once your request has been processed. You also agree that we may use these details in the future to send you information concerning your super electronically (unless you have otherwise told us).
  • understand you can change your preference for receiving confirmation at any time by updating your personal details information via this website, or by calling us.
  • acknowledge if your email bounces, you will be issued with a paper-based confirmation letter and that the email address recorded for your account will be removed. If this occurs, you will be prompted to provide an updated email the next time you log in to your account.

Privacy Policy

By submitting a request to change your investment strategy, you understand and consent to your information being collected, disclosed and used in the manner set out in our Privacy Policy.