The estimate of your benefit provided on this website does not describe all of the conditions affecting the amount and its availability. Benefits are determined in accordance with the Trust Deed, Trustee determinations and Government regulations. The estimate should therefore be read in conjunction with the information contained in the {ProductDisclosureStatementName} and other documents sent to you.
If you are a defined benefit member and have recently ceased employment or elected Choice of Fund, the quotations provided on this website may not reflect your actual final entitlement if notice of your cessation of employment or the effective date of your Choice of Fund has not yet been received and fully processed by the Administrator.
The estimate does not guarantee that you will receive a particular benefit and is based on information available to the Trustee at the time this calculation has been processed. At the time of payment, your benefit may be subject to other deductions due but not yet posted to your member account balance. The unit prices used when paying your benefit will be those available at the time your benefit is processed by the Administrator. If you have requested an investment switch which has not been processed, this will affect the benefit displayed here.
While all reasonable efforts have been made to ensure the information contained in this estimate is correct, the Trustee reserves the right to correct any error or omission. You should not enter any commitments based solely on the information contained in this estimate.
If any of your personal details are incorrect, the benefit estimate may be affected. If you require a confirmation of your estimate or further information about your benefit, please contact {HelplineName}.
Retirement Estimate
The estimate shown here is based on your age, your account balance and assumptions about:
your salary
employer contributions at the Super Guarantee rate
investment earnings on your super
fees charged to your account
inflation
your eligibility for the Age pension
your retirement age; and
amount of retirement income required for 25 years in retirement
You can view and change these values on the Account Balance page, but updates will not affect your account or appear on your Dashboard.
The estimate does not consider your personal objectives, financial situation or needs. For personal financial advice, please contact us to speak to a financial adviser.
YOUR ACCOUNT BALANCE CONSISTS OF:
$
If you take your super today
$
Preserved Amount
(can be accessed at retirement)
$
Non Preserved Amount
Your non preserved component consists of
$
Tax Free Amount
$
Taxable Amount
GET THE RIGHT ADVICE
A mercer financial adviser can help you understand your defined benefit entitlements so you can make the right choices to meet your personal needs.
Let us help you
Select the most appropriate level of contributions and maintain cash flow
Align your defined benefit scheme with your other retirement savings
Understand tax implications of your superannuation structures
The more you can accurately tell us about your retirement goals, your contributions and your circumstances, the more accurately we can display retirement estimates and insights.