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This is your current retirement profile based on information we already have, including your current super account balance, and the amount that you are currently receiving as income from your super account.
If you wish to change your current super drawdown amount, you will need to visit the Your withdrawal details page.
Based on your age, your account details, and some assumptions, we can estimate how long your total retirement income may last.
Your retirement income depends on information about you, the account you’re invested in and assumptions about the future. You can investigate how your retirement income estimate might change in different scenarios using the tool below. Click Calculate when you have made a change.
$
If you withdraw your balance today
$
Preserved Amount
(can be accessed at retirement)
$
Non Preserved Amount
$
$
The percentage “of what you need” is an estimate based on your projected final balance and a benchmark related to the ASFA comfortable retirement income. This income may not suit your personal needs (see Important information link below). Changes you make on this page won't affect your account and won’t appear on your dashboard.
$
If you withdraw your balance today
$
Preserved Amount
(can be accessed at retirement)
$
Non Preserved Amount
(you can take any time)
If you are an Accumulation member, your benefit builds up with contributions and investment earnings, and is reduced by deductions for fees, premiums and taxes.
If you are a Defined Benefit member, the benefit you receive is based on a formula that includes your service-based accrued multiple, your final average salary and your age.
The estimate of your benefit provided on this website does not describe all of the conditions affecting the amount and its availability. Benefits are determined in accordance with the Trust Deed, Trustee determinations and Government regulations. The estimate should therefore be read in conjunction with the information contained in the product disclosure statement and other documents sent to you.
The estimate does not guarantee that you will receive a particular benefit and is based on information available to the Trustee at the time this calculation has been processed. At the time of payment, your benefit may be subject to other deductions due but not yet posted to your member account balance. The unit prices used when paying your benefit will be those available at the time your benefit is processed by the Administrator. If you have requested an investment switch which has not been processed, this will affect the benefit displayed here.
While all reasonable efforts have been made to ensure the information contained in this estimate is correct, the Trustee reserves the right to correct any error or omission. You should not enter any commitments based solely on the information contained in this estimate.
If any of your personal details are incorrect, the benefit estimate may be affected. If you require a confirmation of your estimate or further information about your benefit, please contact the Helpline.
For members with a balance under $6,000, the total combined amount of administration fees, investment fees and indirect costs charged to you for the year is capped at 3% of the account balance. Any amount charged in excess of that cap must be refunded. For impacted members, you may see a fluctuation in your account balance, if you are checking your account online between Wednesday and Friday, as opposed to Saturday to Tuesday, due to the timing of the weekly unit prices being loaded.
Now you’re in retirement, you may want to regularly check in with us to make sure that your investment options are right for you and your level of risk.
Call us today: 1300 13 44 33
Let us know who should receive your super benefit in the event of your death. Update your non-binding beneficiaries online.
Update your beneficiaries
View the latest performance for all investment options
Investment returns
Select yes if you have a partner. The estimate will assume your partner is the same age and has the same amount of super as you.
Select yes if you own a home (even if you are paying it off). The estimate will apply the homeowner means test thresholds, but will assume no other investment or other assets apart from your super.
This is the total income you would like to live on in retirement, in today’s dollars. The calculation assumes this will be indexed at 2.5% p.a. in retirement. The default value is set to the ASFA Comfortable level for singles. If you are partnered, enter half of what you will need as a couple.
Indicate your investment strategy here. If you invest in multiple options, or your option is not listed, select the one closest to your overall portfolio. You can view the default returns for the different options by clicking through to Important information and More information.
Use this slider to increase or decrease the default investment return if you anticipate it may be different from the long-term return for the selected option.
Asset-based fees are the fees that are expressed as an annual percentage of your super balance. The default value is the standard rate for your account, but you may receive an employer-based discount
This is the rate of future price inflation relevant to the area you work and transact. The default value of 2.5% p.a. has been set by ASIC.
Member Contribution
This is the annual rate at which you are currently drawing from your account-based pension
The estimate shown here is based on the following information about you:
It also includes assumptions about:
You can view and change these assumptions, but any updates will not affect your account or appear on your Dashboard.
This estimate does not consider your personal objectives, financial situation or needs. For personal financial advice, please contact us to speak to a financial adviser.
The estimate of your benefit provided on this website does not describe all of the conditions affecting the amount and its availability. Benefits are determined in accordance with the Trust Deed, Trustee determinations and Government regulations. The estimate should therefore be read in conjunction with the information contained in the product disclosure statement and other documents sent to you.
If you are a defined benefit member and have recently ceased employment or elected Choice of Fund, the quotations provided on this website may not reflect your actual final entitlement if notice of your cessation of employment or the effective date of your Choice of Fund has not yet been received and fully processed by the Administrator.
The estimate does not guarantee that you will receive a particular benefit and is based on information available to the Trustee at the time this calculation has been processed. At the time of payment, your benefit may be subject to other deductions due but not yet posted to your member account balance. The unit prices used when paying your benefit will be those available at the time your benefit is processed by the Administrator. If you have requested an investment switch which has not been processed, this will affect the benefit displayed here.
While all reasonable efforts have been made to ensure the information contained in this estimate is correct, the Trustee reserves the right to correct any error or omission. You should not enter any commitments based solely on the information contained in this estimate.
If any of your personal details are incorrect, the benefit estimate may be affected. If you require a confirmation of your estimate or further information about your benefit, please contact the Helpline.
The estimate shown here is based on the following information about you:
You can view and change these assumptions, but any updates will not affect your account or appear on your Dashboard.
This estimate does not consider your personal objectives, financial situation or needs. For personal financial advice, please contact us to speak to a financial adviser.
The estimate shown here is based on the following information about you:
• Your age and period to retirement (in whole years)
• Your account balance
• An estimate of your salary based on employer contributions
• Your current insurance premium
• The administration fees payable on your account
It also includes assumptions about:
• Investment earnings and fees on your super
• Inflation
• Employer contributions at the SG rate
• No voluntary contributions
• Your partner and homeowner status
• Your desired retirement income
The estimate shown here is based on the following information about you:
• Your age
• Your account balance
• The amount you are currently drawing from your account
• The administration fees payable on your account
It also includes assumptions about:
• Investment earnings and fees on your super
• Inflation
• Your partner and homeowner status
• Your desired retirement income
• The period your super should last in retirement
The estimate shown here is based on your age, your account balance and assumptions about:
You can view and change these values on the Account balance page, but updates will not affect your account or appear on your Dashboard.
‘Comfortable’ retirement income is referenced from the Association of Superannuation Funds of Australia’s (ASFA) retirement living standard research, and is to be used as a guide only. Visit superannuation.asn.au/resources/retirement-standard for more information.
The estimate does not consider your personal objectives, financial situation or needs. For personal financial advice, please contact us to speak to a financial planner.
The estimate of your benefit provided on this website does not describe all of the conditions affecting the amount and its availability. Benefits are determined in accordance with the Trust Deed, Trustee determinations and Government regulations. The estimate should therefore be read in conjunction with the information contained in the product disclosure statement and other documents sent to you.
The estimate does not guarantee that you will receive a particular benefit and is based on information available to the Trustee at the time this calculation has been processed. At the time of payment, your benefit may be subject to other deductions due but not yet posted to your member account balance. The unit prices used when paying your benefit will be those available at the time your benefit is processed by the Administrator. If you have requested an investment switch which has not been processed, this will affect the benefit displayed here.
While all reasonable efforts have been made to ensure the information contained in this estimate is correct, the Trustee reserves the right to correct any error or omission. You should not enter any commitments based solely on the information contained in this estimate.
If any of your personal details are incorrect, the benefit estimate may be affected. If you require a confirmation of your estimate or further information about your benefit, please contact the Helpline.
For members with a balance under $6,000, the total combined amount of administration fees, investment fees and indirect costs charged to you for the year is capped at 3% of the account balance. Any amount charged in excess of that cap must be refunded. For impacted members, you may see a fluctuation in your account balance, if you are checking your account online between Wednesday and Friday, as opposed to Saturday to Tuesday, due to the timing of the weekly unit prices being loaded.