YOUR BENEFICIARIES

You can nominate a reversionary annuitant, preferred beneficiary or a binding nominated beneficiaries on your account.

The most appropriate beneficiary nomination depends on your personal circumstances.

There may be taxation and other implications in nominating a beneficiary, so we suggest that you seek professional advice before doing so.

You can nominate your spouse (including your legally married partner or your de facto partner of the opposite or same sex) as a reversionary beneficiary to receive your pension as an income stream after your death.

Where you make a preferred beneficiary nomination, we will take into account your nomination but it will not be binding.

If at the time of your death, you have a valid binding nomination, we are bound to pay benefits in accordance with your instructions.

A binding nomination must comply with superannuation law requirements to be valid and there are restrictions on who can be nominated as a beneficiary.

If you would like to make a Binding Nomination you will need to complete the 'Binding death benefit nomination form' available on the Forms page.

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YOUR BENEFICIARIES