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ACCOUNT BALANCE
Your balance summary is currently unavailable. Please contact us for more details.
Benefit Estimate Disclaimer
The estimate of your benefit provided on this website does not describe all of the conditions affecting the amount and its availability. Benefits are determined in accordance with the Trust Deed, Trustee determinations and Government regulations. The estimate should therefore be read in conjunction with the information contained in the product disclosure statement and other documents sent to you.
If you are a defined benefit member and have recently ceased employment or elected Choice of Fund, the quotations provided on this website may not reflect your actual final entitlement if notice of your cessation of employment or the effective date of your Choice of Fund has not yet been received and fully processed by the Administrator.
The estimate does not guarantee that you will receive a particular benefit and is based on information available to the Trustee at the time this calculation has been processed. At the time of payment, your benefit may be subject to other deductions due but not yet posted to your member account balance. The unit prices used when paying your benefit will be those available at the time your benefit is processed by the Administrator. If you have requested an investment switch which has not been processed, this will affect the benefit displayed here.
While all reasonable efforts have been made to ensure the information contained in this estimate is correct, the Trustee reserves the right to correct any error or omission. You should not enter any commitments based solely on the information contained in this estimate.
If any of your personal details are incorrect, the benefit estimate may be affected. If you require a confirmation of your estimate or further information about your benefit, please contact the Helpline.
As at {}
Unit prices calculated {}
$
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BALANCE SUMMARY
YOUR BALANCE OVER TIME Retirement Estimate Contribution caps
Net money received - These are the total amounts of money (e.g. super contributions, rollovers) in your super account each financial year, less any direct deductions (e.g. fees, insurance premiums, tax, withdrawals). These amounts don’t include investment earnings.
Investment returns - These are the amounts your super investment has increased or decreased in each financial year.
Figures are as at # each year.
The estimate shown here is based on your age, your account balance and assumptions about:
- your salary
- employer contributions at the Super Guarantee rate
- investment earnings on your super
- fees charged to your account
- inflation
- your eligibility for the Age pension
- your retirement age; and
- amount of retirement income required for 25 years in retirement
You can view and change these values on the Account balance page, but updates will not affect your account or appear on your Dashboard.
‘Comfortable’ retirement income is referenced from the Association of Superannuation Funds of Australia’s (ASFA) retirement living standard research, and is to be used as a guide only. Visit superannuation.asn.au/resources/retirement-standard for more information.
The estimate does not consider your personal objectives, financial situation or needs. For personal financial advice, please contact us to speak to a financial planner.
You can put as much as you like into your
super, but the amount for which you receive tax concessions is limited
by contributions caps.
if you take your super today
Benefit Estimate Disclaimer
The estimate of your benefit provided on this website does not describe all of the conditions affecting the amount and its availability. Benefits are determined in accordance with the Trust Deed, Trustee determinations and Government regulations. The estimate should therefore be read in conjunction with the information contained in the product disclosure statement and other documents sent to you.
If you are a defined benefit member and have recently ceased employment or elected Choice of Fund, the quotations provided on this website may not reflect your actual final entitlement if notice of your cessation of employment or the effective date of your Choice of Fund has not yet been received and fully processed by the Administrator.
The estimate does not guarantee that you will receive a particular benefit and is based on information available to the Trustee at the time this calculation has been processed. At the time of payment, your benefit may be subject to other deductions due but not yet posted to your member account balance. The unit prices used when paying your benefit will be those available at the time your benefit is processed by the Administrator. If you have requested an investment switch which has not been processed, this will affect the benefit displayed here.
While all reasonable efforts have been made to ensure the information contained in this estimate is correct, the Trustee reserves the right to correct any error or omission. You should not enter any commitments based solely on the information contained in this estimate.
If any of your personal details are incorrect, the benefit estimate may be affected. If you require a confirmation of your estimate or further information about your benefit, please contact the Helpline.
ACCOUNT STATEMENTS
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RETIREMENT BENEFIT
Based on your current balance in this account, we estimate
$
super balance in {}, at age #
$
retirement income p.a.
of retirement income
of what you need
allowing for an Age Pension estimate
What are the assumptions?
Based on your current annual pension in this account, we estimate
$
Centrelink pension p.a.
$
Income drawn from this account p.a.
$
Retirement income p.a.
of retirement income
allowing for an Age Pension estimate
What are the assumptions?
We can't automatically calculate a retirement estimate for you as your membership or the data we hold in your account is not sufficient to do so with confidence.
We can't automatically calculate a retirement estimate for you as your membership or the data we hold in your account is not sufficient to do so with confidence.
We’re unable to provide you with a retirement estimate as you hold a transition-to-retirement (TTR) phase pension account.
We can provide you an estimate once your TTR account converts to an account-based pension, as well as you meet the below conditions:
· you have been a member for at least 12 months
· your balance is more than $6,000
In the meantime, you may wish to use the ‘Retirement Income Simulator’, located in ‘Advice Tools’ to help you understand what your retirement income could look like.
GET ADVICE
READY FOR RETIREMENT?
By planning and taking action early you can help ensure you’re able to live the life you want in retirement.
In 'Tools and Documents' you’ll find several tools that can help you plan ahead, including the 'Retirement Income Simulator', which can help you understand what your retirement income could look like and how long it might last.
ACCOUNT ACTIVITY
Balance Prediction
Your account activity information is currently unavailable. Please contact us for more details.
INVESTMENTS
INVESTMENTS
Click here for your current and future investment option(s).
PERFORMANCE
See how our various investment options have performed over the long and short term.
YOUR RISK PROFILE
Are your investments aligned to your level of comfort with risk?
Your future contribution strategy is:
{}
The result of your Risk Attitude quiz is: {}
We’ve changed our risk profiles, take the Risk Attitude quiz to see where you fit.
To find out more about Investments please contact our Helpline.
ADVICE
INSURANCE
Aged care planning
Our Financial Planners can help you navigate the complexity of aged care for you or your loved ones.
BENEFICIARIES
Who should receive your benefit when you pass away?
CONTACTING YOU
Emails are fast and easy, letters are more formal.
Death benefit
Death cover provides a lump sum payment (including your super balance) to your dependants or nominated beneficiaries when you die.
$
Death Benefit
As at
TPD benefit
Total & Permanent Disablement (TPD) cover provides you with a lump sum payment (including your super balance) if you become totally and permanently disabled.
$
Total & Permanent Disablement
Income Protection
Income Protection (IP) cover provides you with monthly payments, replacing part of your income while you’re unable to work due to illness or injury.
$
Income Protection
INSURANCE
It’s important you have the insurance cover that’s right for you. Find out how much cover you need
ACCOUNT BALANCE
Your balance summary is currently unavailable. Please contact us for more details.
As at {}
Unit prices calculated {}
$
Dont stress. We cant display all your details above, click below for a full summary.
View other account balances
your account balances
BALANCE SUMMARY
RETIREMENT BENEFIT
Based on your current balance in this account, we estimate
$
super balance in {}, at age #
$
retirement income p.a.
of retirement income
of what you need
allowing for an Age Pension estimate
What are the assumptions?
Based on your current annual pension in this account, we estimate
$
Centrelink pension p.a.
$
Income drawn from this account p.a.
$
Retirement income p.a.
of retirement income
allowing for an Age Pension estimate
What are the assumptions?
We can't automatically calculate a retirement estimate for you as your membership or the data we hold in your account is not sufficient to do so with confidence.
We can't automatically calculate a retirement estimate for you as your membership or the data we hold in your account is not sufficient to do so with confidence.
We’re unable to provide you with a retirement estimate as you hold a transition-to-retirement (TTR) phase pension account.
We can provide you an estimate once your TTR account converts to an account-based pension, as well as you meet the below conditions:
· you have been a member for at least 12 months
· your balance is more than $6,000
In the meantime, you may wish to use the ‘Retirement Income Simulator’, located in ‘Advice Tools’ to help you understand what your retirement income could look like.
GET ADVICE
READY FOR RETIREMENT?
By planning and taking action early you can help ensure you’re able to live the life you want in retirement.
In 'Tools and Documents' you’ll find several tools that can help you plan ahead, including the 'Retirement Income Simulator', which can help you understand what your retirement income could look like and how long it might last.
ACCOUNT ACTIVITY
Balance Prediction
Your account activity information is currently unavailable. Please contact us for more details.
INVESTMENTS
INVESTMENTS
Click here for your current and future investment option(s).
PERFORMANCE
See how our various investment options have performed over the long and short term.
YOUR RISK PROFILE
Are your investments aligned to your level of comfort with risk?
Your future contribution strategy is:
{}
The result of your Risk Attitude quiz is: {}
We’ve changed our risk profiles, take the Risk Attitude quiz to see where you fit.
To find out more about Investments please contact our Helpline.
ADVICE
INSURANCE
Aged care planning
Our Financial Planners can help you navigate the complexity of aged care for you or your loved ones.
BENEFICIARIES
Who should receive your benefit when you pass away?
CONTACTING YOU
Emails are fast and easy, letters are more formal.
$
Death Benefit
As at
$
Total & Permanent Disablement
$
Income Protection
INSURANCE
It’s important you have the insurance cover that’s right for you. Find out how much cover you need
Disclaimer Disclaimer Retirement Estimate Contribution caps
The estimate shown here is based on the following information about you:
• Your age and period to retirement (in whole years)
• Your account balance
• An estimate of your salary based on employer contributions
• Your current insurance premium
• The administration fees payable on your account
It also includes assumptions about:
• Investment earnings and fees on your super
• Inflation
• Employer contributions at the SG rate
• No voluntary contributions
• Your partner and homeowner status
• Your desired retirement income
The estimate shown here is based on the following information about you:
• Your age
• Your account balance
• The amount you are currently drawing from your account
• The administration fees payable on your account
It also includes assumptions about:
• Investment earnings and fees on your super
• Inflation
• Your partner and homeowner status
• Your desired retirement income
• The period your super should last in retirement
The estimate shown here is based on your age, your account balance and assumptions about:
- your salary
- employer contributions at the Super Guarantee rate
- investment earnings on your super
- fees charged to your account
- inflation
- your eligibility for the Age pension
- your retirement age; and
- amount of retirement income required for 25 years in retirement
You can view and change these values on the Account balance page, but updates will not affect your account or appear on your Dashboard.
‘Comfortable’ retirement income is referenced from the Association of Superannuation Funds of Australia’s (ASFA) retirement living standard research, and is to be used as a guide only. Visit superannuation.asn.au/resources/retirement-standard for more information.
The estimate does not consider your personal objectives, financial situation or needs. For personal financial advice, please contact us to speak to a financial planner.
You can put as much as you like into your
super, but the amount for which you receive tax concessions is limited
by contributions caps.
Benefit Estimate Disclaimer
The estimate of your benefit provided on this website does not describe all of the conditions affecting the amount and its availability. Benefits are determined in accordance with the Trust Deed, Trustee determinations and Government regulations. The estimate should therefore be read in conjunction with the information contained in the product disclosure statement and other documents sent to you.
If you are a defined benefit member and have recently ceased employment or elected Choice of Fund, the quotations provided on this website may not reflect your actual final entitlement if notice of your cessation of employment or the effective date of your Choice of Fund has not yet been received and fully processed by the Administrator.
The estimate does not guarantee that you will receive a particular benefit and is based on information available to the Trustee at the time this calculation has been processed. At the time of payment, your benefit may be subject to other deductions due but not yet posted to your member account balance. The unit prices used when paying your benefit will be those available at the time your benefit is processed by the Administrator. If you have requested an investment switch which has not been processed, this will affect the benefit displayed here.
While all reasonable efforts have been made to ensure the information contained in this estimate is correct, the Trustee reserves the right to correct any error or omission. You should not enter any commitments based solely on the information contained in this estimate.
If any of your personal details are incorrect, the benefit estimate may be affected. If you require a confirmation of your estimate or further information about your benefit, please contact the Helpline.